[DATE]
Have you set aside a plan for your final expenses, so the cost doesn’t fall on your family?
Dear [FIRST NAME],
Funerals, burial or cremation, and the bills that follow a death often arrive at the hardest
possible moment — and without a plan, that cost is usually paid by a spouse or children. Many
families in [COUNTY / CITY] choose a small whole life insurance
policy (often called final expense insurance) to help cover those costs.
As a licensed insurance agent serving this area, I help people compare coverage options such as:
- Benefit amounts from [$X,XXX] to [$XX,XXX], chosen to fit your budget
- Simplified application — no medical exam required; whether a policy can be issued may
depend on your answers to the health questions in the application
- [EDIT: list only features your carrier’s policy form actually provides — e.g., level premiums, coverage that does not expire at a set age]
EDIT BEFORE MAILING — if your policy form pays graded or modified benefits in the
first years, you must say so prominently, e.g.: “During the first [X] policy years, the death benefit
is limited to [describe per your policy form].” Delete this note either way.
There is no cost and no obligation to request information. To receive details by mail
or a short call, return the postage-paid card below or call me at
[PHONE].
Sincerely,
[AGENT NAME]
Licensed Insurance Agent · License #[LICENSE #]
EDITABLE DISCLAIMER — review with your compliance contact before mailing.
This is an advertisement and a solicitation of insurance. Whole life insurance products are underwritten by
[INSURER NAME], policy form [POLICY FORM #]. Product
availability, benefits, and premiums vary by state, age, and underwriting. [CONSULT
COUNSEL: add any disclosures your state requires for lead-generating mail, including minimum type
sizes and ad-filing requirements.]
Free Information Request — Final Expense Whole Life Insurance
YES — please send me free information about
whole life insurance to help with final expenses. I understand there is no obligation.
Name
|
Date of birth
|
Address
|
City / State / ZIP
|
Phone
|
Best time to reach me
|
This is a solicitation of insurance. By returning this card you are requesting
information about life insurance, and a licensed insurance agent may contact you by telephone or mail.
Return to: [AGENCY NAME], [ADDRESS],
[CITY, STATE ZIP] · Mailer form [MAILER FORM / TRACKING #]